I understand it may seem easiest to do nothing today, but having a foreclosure on your record:
● Could impact your credit for up to 10 years
● Can also impact your ability to rent and have a place to live
● May impact your ability to get a job if you need certain clearances or work in finance
I really encourage you to meet with me before foreclosure, to see how I can help you minimize the negative impact on your future housing and career situations.
Gracie Vela 214-738-5576 Call/text gracie@velarealtygroup.com
The date is approaching fast and we’re losing time. Don’t miss out on the best option for you and your family! CALL US TODAY!
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"Are you facing foreclosure or struggling with mortgage payments? Don’t lose hope! Our dedicated team specializes in helping homeowners like you navigate this challenging time. We offer personalized solutions and expert guidance to help you explore your options and find the best path forward. Reach out today for a free consultation and take the first step toward reclaiming your peace of mind!"
Please reach us at gracie@velarealtygroup.com if you cannot find an answer to your question.
In general, a lender won't begin foreclosure until you've missed FOUR consecutive mortgage payments.
A foreclosure or short sale, as well as a deed in lieu of foreclosure, are all pretty similar when it comes to impacting your credit. They're all bad. But bankruptcy is worse.
Yes, if you fail to pay your HOA or COA dues, the association can usually get a lien on your home and might foreclose.
In general, mortgage companies start foreclosure processes about 3 to 6 months after the first missed mortgage payment.
Yes! there are options available. From refinancing, forbearance agreements, to a short sale. Give us a call to discuss in detail which is best for you and your family.
(214) 738-5576
Serving the DFW Metroplex
P. O. BOX 851585
Mesquite Texas 75185-1585
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